Home Loans.

Throughout the stages of your life, you might find your have more than one use for your home loan.  Whether it is buying your first home, building your property portfolio, or refinancing your smaller loans, there is a Circle Home Loan that can help. 

Are you looking to....

Purchase your first home: Buying your first home can be a scary task. Knowing how much deposit to have, whether you qualify for the First Home Owners Grant and whether or not you need mortgage insurance are all questions our Loans team can help you with. The difference Circle can offer, is someone to walk you through buying your first home, and help put you in your new place.

Buying an investment property: Because you already have a home, you might find investing in property becomes a little simpler than your first mortgage. Understanding equity, and the effect of a second mortgage, can be difficult. Circle can assist by providing you with an investment loan, whether it be interest only or principal and interest.

Re-financing your existing loan: Does your current home loan still fit your lifestyle? Many things may have changed since you structured your existing loan. You may want to extend your home, or reduce your living costs by consolidating your debt. Refinance your existing loan with Circle to get closer to your dreams.

Building a new home: Building a new home is an exciting time, with so many choices to make. By partnering with Circle during this time, you can help the building process run on time as our commitment to your progress payments will assist with the confidence from your builder.

Are you self employed? Do your find it difficult to get finance through the banks because you are self employed? Circle can assist with a competitive lo-doc home loan. Talk to our Loans Manager about Circle's lo-doc loan available in fixed or variable terms.

Talk to our friendly loans staff by calling our office on 1300 553 582 or apply online by clicking here. To view a comparison schedule please click here.

We also offer:

Consumer Credit Insurance* 

If you are taking out a loan, consumer credit insurance is worth considering. It will help meet your loan repayments if you become ill and are unable to work, and can also be extended to include unemployment cover.

Starting your dream begins by talking to us.

Terms, conditions and acceptance criteria apply.