Visa Debit
Card fee |
$2.00 per card per
month. |
Members under 18 years of age and
over 65 years of age are exempt from paying this
fee. |
| |
|
Personal
cheques |
0.50c |
Cost of
personal cheque book |
Free |
Cheques that
are deposited to your account and are subsequently
dishonoured |
$9.00* |
Visa Debit Card Fees:
Purchases processed as Visa transactions incur no transaction fees. When making purchases by EFTPOS, press the ‘CR’ (credit) button. You’ll know the transaction was processed as a Visa purchase if you are asked for your signature.
PIN activated EFTPOS & ATM/Bank@Post
transactions incur the following charges:
|
4 FREE EFTPOS
transactions per month, |
then $0.50 each |
4 FREE Bank@Postwithdrawals per month, |
then $1.80 each |
rediATM Transactions (Unlimited) |
FREE |
Effective 3rd March 2009 any ATM transaction completed outside of the rediATM network will incur the cost as outlined by the ATM owner at point of transaction. This is not a Circle fee. To avoid these ATM fees, Circle encourages Members to transact using the rediATM network. |
Please note that Visa debit
card domestic transaction fees also apply overseas.
Overseas financial institutions however, may charge
you their own transaction fees if you withdraw funds
over the counter or on their ATM network. Please
check with the financial institution or merchant
before making a withdrawal. |
Visa cash
advance |
$3.00 |
Visa card
replacement fee
Visa cards replaced for having exceeded their expiry
period do not incur a replacement fee. |
$3.00 |
Visa card
replacement fee
Due to breach of Conditions of Use |
$20.00 |
Emergency
replacement of Visa card overseas |
$300.00 or at cost |
Visa Credit
Card Fees |
|
(S55) credit
card account fee |
$5.00 per month |
Cash advance
transaction |
$3.00 each |
BPAY
transactions on credit card account |
Free |
Visa
Foreign Currency Transactions |
|
Currency
conversion fee |
2% of transaction value |
Staff assisted
member requested external transfers (Amount under $5,000) |
$1.50 per transaction |
Direct debits |
40¢ each |
Overdrawn
account fee (per item which overdraws account or
causes an overdraft to exceed its limit) |
$10.00 |
Direct credits
automatically forwarded to Circle Credit |
NIL |
Dishonour fees: |
Dishonour of
direct debit where there are insufficient available
and/or cleared funds in the account |
$7.00* |
Quickdebit |
$32.00* |
Dishonour fee
on personal cheques |
$7.00* |
|
* Note - included are Circle
Credit bankers’ fees that are passed onto members. They
may be subject to change without prior notification. |
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