Cash Fund account (S4)

High interest earning cash management account.
24 hours written notice of withdrawal. Minimum balance $2,000.
Interest rates reviewed monthly.


S4  Savings Accounts interest rates:

$2,000 to $9,999.99

2.12% p.a.

$10,000 to $24,999.99

2.62 p.a.

$25,000 to $49,999.99

3.14% p.a.

$50,000 to $99,999.99

3.58% p.a.

$100,000 plus

4.11% p.a.

Interest  calculated on the daily balance and paid on the last day of each month.


General Savings (S1) & Special Purpose (S3) Savings accounts

Simple no-fuss savings accounts.
Choose a name for your special purpose savings account

Pay most bills from this account with BPAY S1 & S3 interest rates:

S1 & S3 interest rates:

$0 to $500

NIL

$501 to $25,000

0.10%p.a.

Above $25,000

0.25% p.a

Interest calculated on the daily balance and paid on the 30 June.

Beyond 2000 - Internet Saver Account (S7)

Minimum $2,000

4.75%p.a.

To find out more about our Internet Saver account Click Here

Christmas Club account (S2)

Spread the cost of Christmas over the year.

No minimum balance

2.50% p.a.

Fixed from 1 January to 31st October.
On-call access during November and December.
Interest calculated on the daily balance and paid on the 31st October.


Pensioner Plus account (S10)

High interest earning at-call savings account.
Meets the government’s deeming requirements and more.

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Family members receiving a government pension or allowance are welcome to apply;
Transfer funds to Super S account for access via Visa Debit Card or cheque book;
Pension can be paid directly into account;
No card fee for members 65 years of age or over. 

Applicants must be receiving a government pension or allowance which is subject to deeming.

Pay most bills from this account with BPAY

S10 interest rates:

$0 to $500

1.00% p.a

$501 to $41,000

3.00% p.a

Above $41,000

5.00% p.a

Interest calculated on the daily balance and paid on the last day of each month.

Circle Credit Co-operative Ltd |

 Gate 6 Tilburn Rd - Deer Park | ABN: 46 087 650 968 |

 AFS Lic: 243335