Transaction Account (S6)

The Super S Account
For all your day to day transactions the Super S account is simple and convenient. You can direct credit your pay to your account and your funds are available at call, 24 hours a day via an Australia-wide network of ATMs, EFTPOS and Bank@Post facilities. Access your account via NetLink our internet banking service, or via Phone Link our automated telephone banking service. Also enjoy the option of our low-cost Visa debit card and pay bills with BPAY or personal cheque book.

S6 interest rates:

$0 to $500	NIL
$501 to $25,000	0.10% p.a.
Above $25,000	0.25% p.a

Interest calculated on the daily balance and paid on the 30 June.
Optional overdaft facility available on S6 and S5 accounts.

Overdraft
An overdraft is just like an extension on your account. If your savings cannot cover a particular transaction, funds from the overdraft can be used to make up the shortfall.

If you would like to apply for an overdraft to your Circle accounts, simply click here, or contact our loans department.