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The Annual General Meeting of Circle Mutual Limited (the mutual) will be held at 5:00 pm on Wednesday 21st November 2018, at Gate 6 Tilburn Road Deer Park, Victoria. For further information please contact CIRCLE on 1300 553 582.

The banking royal commission has highlighted many bad practices within the industry  but not all banks behave in this way. Now is the time to move to ethical banking.Keep reading...

3 ways to manage financial stress

Financial hardship can often arise without warning, catching us unprepared or under-resourced to find a way forward. The good news is, there are some logical steps you can take to controlling your finance concerns.Keep reading...

New Year, new budget, new you

Here we are: the time of year we make promises to ourselves we don’t keep. Well not this year! Not financially, anyway. We give you five steps for creating a budget that is as realistic at it is effective.Keep reading...

Setting yourself up for a financially positive 2018

New year, new financially responsible you? Great news! Here are five realistic strategies for managing your money if wiser cash flow is one of your resolutions.Keep reading...

The Post Christmas Hangover and How to Deal With It

Ho ho ho-o-ld on—Christmas hasn’t even begun yet. But when those leftovers are lingering, the parties are fewer and the merry stuff is winding down, will you have a Christmas credit hangover to contend with?Keep reading...

The latest scams in the lead up to Christmas

Because of the immense pressure on a person’s finances during the festive months, the year’s end is an opportune time for unlawful scamming activity. Here are three of the latest scams you should be aware of.Keep reading...

5 simple ways to make Christmas special for kids

’Tis the season to be greedy! Or at least that’s how so many kids are inadvertently taught to think. To shift the season slightly from simply getting to experiencing, here are five tips from us to you this Christmas:Keep reading...

How to avoid overspending this Christmas

There’s no denying that the end-of-year festivities can pose a discernible strain on your finances. In fact, figures complied by Roy Morgan and the Australian Retailers Association earlier in the month have unveiled that 2017 festive spending will rise by 2.8 per cent compared with the same trading period last year. Shoppers are slated to hand over a not-so-humble $50 million to the retail economy. Approximately 50% of this number will be via credit. Yikes.Keep reading...

CIRCLE’s home loan advisory service is a great way to get FREE advice on home and investment loans. Whether you have an existing home loan with another lender, looking to purchase your first home or wanting to purchase an investment property, call CIRCLE’s Loans Manager, Craig Fraser on (03) 9363 2530 for FREE no obligation advice.Keep reading...

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