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Terms of Use

This website is operated by CIRCLE Mutual Limited (CIRCLE), ACN 087 650 968.

 

Your use of information, materials and graphics contained on the CIRCLE website is governed by these Terms of Use, and the Privacy statements. In addition to the terms contained in this section, there are also Terms of Use that govern your use of, and access to, certain sections, products and services listed on this website (these include the documents listed in the Important Information section). As you are also bound by these terms, you should review them regularly, as they are subject to change without notice.

 

Information on this website has been prepared in accordance with the law of the Commonwealth of Australia for the support of goods and services and the information may not satisfy laws of any other country.

 

Any person accessing information on, or applying for, specific products or services through this website must locate, read and accept the associated terms and conditions and/or product disclosure statement to that particular product or service. Accessing information on any product or service through this website is not an offer, invitation or inducement to purchase those products and services.

 

Subject to any applicable law which cannot be excluded, CIRCLE makes no warranties or representations:

  • that the information on this website is free from errors, omissions or is suitable for your intended use
  • regarding the quality, accuracy, merchantability or fitness for purpose of third party websites or material, or products and services available through third party websites
  • that third party websites and material does not infringe the intellectual property rights of any person - CIRCLE is not authorising the reproduction of third party material by linking material on this website to third party material, and
  • that any posts, comments, tweets, links or information released by external parties or users other than the official account on CIRCLE's social media platforms is not endorsed or approved by CIRCLE, and does not represent the views of CIRCLE.

 

Any advice contained on this website has been prepared without taking into account your personal situation (including financial situation or needs), and only provides general information. CIRCLE recommends that you seek independent advice before acting on any information in this site. Subject to any terms implied by law and which cannot be excluded, CIRCLE accepts no responsibility for any loss, damage, expense or cost, direct or indirect, incurred by you as a result of any error, misrepresentation or omission in any information in this site. All applications are subject to CIRCLE’s credit assessment.

 

The CIRCLE website may contain links to other websites operated by third parties. CIRCLE does not endorse, or approve the operators of third party websites, or the information, graphics and material on those third party websites.

 

Please contact CIRCLE if you would like to place a link to any part of the CIRCLE website.

 

By using this website, you acknowledge and accept that your use of the CIRCLE website indicates your acceptance of these Terms of Use and all other product or services terms and conditions.

 

These are the current Terms of Use and replace any other Terms of Use for the CIRCLE website published on the CIRCLE website to date. CIRCLE may at any time change the Terms of Use by publishing the varied Terms of Use to this section of the website. You accept that by doing this, CIRCLE has provided you with sufficient notice of the change.

 

CIRCLE reserves any rights not expressly granted in these Terms of Use.

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