Fees & Charges
Effective 1/1/14
Click on the section below to view current fees.
Less than 5 years old
Found a great car that is near new? Well we have a near new car loan packed full of features. The interest rate is very competitive because we know you like a bargain.
| Interest Rate | Click Here* |
| Minimum Amount: | $500 |
| Maximum Amount: | $50,000 |
| Interest Rate: | Variable |
| Internet Banking Facility: | Available |
| Maximum Borrowing Capacity: | 100% |
| Term: | 1 - 7 Years |
| Monthly Fees: | No Monthly Fees |
| Application Fee: | $150 |
*Conditions, fees and charges may apply, subject to CIRCLE's standard lending criteria. Comparison rate schedule available from CIRCLE.
Looking to buy a new car? Start your search here with CIRCLE's new car loan. With a great interest rate, no ongoing fees and CIRCLE's fast approval process, you will be driving away in the car of your dreams in no time.
| Interest Rate | Click Here* |
| Minimum Amount: | $500 |
| Maximum Amount: | $50,000 |
| Interest Rate: | Variable |
| Internet Banking Facility: | Available |
| Maximum Borrowing Capacity: | 100% |
| Term: | 1 - 7 Years |
| Monthly Fees: | No Monthly Fees |
| Application Fee: | $150 |
*Conditions, fees and charges may apply, subject to CIRCLE's standard lending criteria. Comparison rate schedule available from CIRCLE.
| Visa Credit Application Fee | $100.00 |
| Overdrafts | $150.00 |
| Annual Overdraft Review | $50.00 |
| Auto loans | $150.00 |
| Personal loans (secured) | $150.00 |
| Personal loans (unsecured) | $150.00 |
| Commercial loans - Mortgage secured | $500.00 |
| Commercial loans - Vehicle Secured | $150.00 |
| Mortgage Loan | $500.00 |
| Redraw - Staff Assisted | $25.00 |
| Redraw - Online | Free |
| Security Interest | $25.00 |
| Discharge of Mortgage | $300.00 |
Third part legal and valuation fees (where applicable) and government charges apply. Please check with our Loans Department for details.
| Loan/Overdraft arrears letter | $15.00 per letter |
| Phone calls | $10.00 per call |
| Late payment fee | $20.00 |
| Default Notices | $40.00 |
