Home and Contents Insurance

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Home and Contents Insurance

Safeguarding your home and possessions

What if a major catastrophe - like fire, lightning, storm or flood damage or falling trees - hit your home? How would you afford to replace the clothes, furniture, books and other items lost in a fire? We all have our valued possessions and Circle has you covered to protect them.

There are three cover options to choose from:

Fundamentals Home

This option is for the budget conscious and covers you for defined events with generous new-for-old contents replacement meaning your contents will not depreciate, regardless of age.

Listed Events

This option provides mid-range cover and protects against burglary and even theft without forced entry, debris removal costs in addition to your sum insured, alternative accommodation expenses, new-for-old replacement and more.

Accidental Damage Home

This option provides extensive protection, covering your building and contents for almost any type of accidental loss or damage and includes new-for-old replacement, alternative accommodation expenses and much more. 

In addition, with these home and contents cover options, you will:

  • have a choice in excess - the higher the excess the lower the premium
  • benefit from a superior claims service should you ever need to make a claim, and
  • be backed by the strength, security and service of one of Australia's leading general insurers.

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Home Insurance Key Fact Sheets

Home BuildingHome Contents

View the Product Disclosure Statements

Home – Accidental DamageHome – Listed EventsHome – FundamentalsSummary Features Comparison

Products are issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your personal needs, objectives and financial circumstances and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement to decide if a product is right for you.