Personal Loans

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Fast Personal and Car Loans

Looking for a fast personal loan approval to buy your next car, consolidate debt, take a holiday or for any other worthwhile purpose?

CIRCLE’S Quick & Easy Personal Loans are the answer.

At CIRCLE we can also refinance your current loan usually at a better interest rate.

Use our easy online loan application form to apply now.

CIRCLE offer a 24 hour personal approval service taking your stress away.

Frequently Asked Questions

Do I need security for my loan?
Secured loans have a lower interest rate as they represent a lower risk to the lender. If you are buying a car, usually the car is used as security for your loan.

Does CIRCLE have unsecured loans?
Yes. CIRCLE will lend unsecured to credit worthy applicants. A higher rate of interest applies to unsecured loans.

Can I pay extra without penalty?
CIRCLE’s quick & Easy Personal and Car Loans allow you to pay as much as you like without penalty as long as you meet your minimum monthly repayment.

Do I need to visit your office to get a loan?
No. Most of our loans are received through our easy online loan application and most borrowers never need to visit our office.

Will you refinance my car loan that is with another lender?
Yes, if we can offer you a better deal we will be happy to refinance your current loan.

Do your personal and car loans have a redraw facility?
Yes. CIRCLE’s Quick and Easy Personal and Car Loans allow you to redraw excess payments online.

What is a comparison rate?
When looking at lenders’ advertised interest rates you will notice a second rate called the comparison rate. The comparison rate is the true cost of your loan as it includes all known fees and charges. The larger the difference between the quoted interest rate and the comparison interest rate is usually a result of higher fees and charges. Always look at the comparison rate when comparing loans from different lenders.

Personal and Car Loan Repayment Calculator

Work out how much your repayments will be by using our Personal Loan Calculator

Personal and Car Loan Interest Rates

Find CIRCLE’S current secured and unsecured interest rates here.

Why Choose CIRCLE? 

  • CIRCLE offer fast and easy loan approvals
  • No monthly loan fees
  • Loan redraw facility on personal and car loans
  • You can make extra payments without penalty
  • You get service from a real person not a machine or call centre
  • Your loan assistant will help you through the whole loan process
  • CIRCLE also offer full banking services as an alternative to the majors
  • CIRCLE has been assisting customers with their banking and finance for nearly 60 years

Want service with a real person?

Call one of our friendly staff today on 1300 553 582

You can also email us at This email address is being protected from spambots. You need JavaScript enabled to view it.


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