Personal Loans

Get a call-back

To have one of our staff call you back please complete the form below.

  1. Your name...*
    Please enter your name
  2. Your phone number...*
    Please enter your phone number
  3. Optional message...
    Only number and letters are allowed
  4. *
    Invalid Input

Home Buyers Blueprint

Enter your details to receive your copy of our Home Buyers Blueprint.

  1. Your first name...*
    Please enter your first name
  2. Your email address...*
    Please enter your email address
  3. *
    Invalid Input

Personal Loans

Looking for a personal loan to buy a car, consolidate debt, set off on your dream holiday or for any other worthwhile purpose?

At CIRCLE Alliance Bank we offer both secured and unsecured personal loans for 1-7 year terms with no monthly fees.

Do you need your loan to be approved fast?

CIRCLE Alliance Bank offers personal loans in just 24 hours to approved candidates!

The difference between a secured and unsecured personal loan:

Secured loan:

A secured personal loan provides the bank with extra security as your loan is secured by one of your assets, like a car. Due to the security provided by your asset, you pay a lower interest rate over the term of the loan, saving you a considerable amount of money.

Unsecured loan:

Unsecured personal loans are loans where the bank does not require additional security.

With an unsecured loan, you are not required to provide any assets as security for your loan. However, with an unsecured loan the level of risk to the lender is greater, and therefore the loan has a higher interest rate than a secured personal loan.

Easily manage your personal loan online

You can manage your personal loan via our online internet banking service or Mobile App that is available 24/7. 

Flexible repayment options

You can pay off your loan on a weekly, fortnightly or monthly basis depending upon the loan repayment structure that suits your budgeting needs. Find an option that suits you with our flexible repayment options. 

Personal Loan Calculator

Use CIRCLE Alliance Bank’s personal loan calculator to work out what your loan repayments will be

The comparison rate trap

A comparison rate is not what most people think. It is actually the true cost of a loan after accounting for ascertainable fees and charges. So, whilst the interest rates can be used to compare loans at a glance, it may not provide you with the total picture. It is really important that you also consider fees and charges that may be charged throughout the life of the loan. Click here to read more...

Deciding to invest in a personal loan is a big decision. The team at CIRCLE Alliance Bank are here to support you at every step along the way. A personal loan with CIRCLE Alliance Bank gives you financial peace of mind. With CIRCLE Alliance Bank, your personal loan account will be charged no monthly fees , making the road to paying off your loan just that little bit smoother.

Did you know?

CIRCLE Alliance Bank personal loans are part of our Do Good Banking range of products. For every Do Good Product we supply, a contribution is made to the Do Good Community Fund. This means your choice of bank has a direct impact to your community. We want to impact social change in the communities where we live.

The more Do Good Products we have the more good we can do for the community.

Want service with a real person?

Call one of our friendly staff today

1300 553 582

or email This email address is being protected from spambots. You need JavaScript enabled to view it.