Social enterprises are businesses that trade to intentionally tackle social problems, improve communities, provide people access to employment and training, or help the environment.
The enterprise has a defined primary social purpose, environmental or other public benefit
The enterprise derives a substantial portion of its income from trade.
The enterprise reinvests 50% or more of annual
The easy 4 step budget plan to remove stress and build financial fitness
If you want to save money faster, learn helpful budgeting tips and take control of your finances then you’ve come to the right place.
Eliminate money stress with our simple process to get you financially fit
Enjoy the satisfaction of knowing where your money goes. Eliminate financial frustration and focus on creating a
CIRCLE is a profit for purpose business.
This focus ensures that we grow and remain viable in the long term in order to fulfil our purpose which is to enhance the financial, social and environmental outcomes of our stakeholders (customers, staff, suppliers and local communities).
How are we different?We are owned by our customers so we always act in their best interests
Our management and
Wouldn’t it be nice to be proud of your bank? With local, honest, personal customer service you can rely on, Circle is just that.
Why you should swap banksOur interests are in our members and our community. Not our bottom line. The percentage of profits we give back is substantially higher because we are a social enterprise. Every Do Good product we have directly contributes to our community
How our products make a difference for you and your community
Trust and bank are two words someone will rarely put together. The truth is there is an ethical alternative to the perception of the industry.
We want to do more for your community using our business as a force for good.
Circle is the ethical banking alternative which makes us unique. A huge percentage of profits are redistributed
5 step easy budgeting blueprint
Do you have a goal to save a deposit for a new home? Or save for that amazing holiday? Whatever your financial goals it’s important to know your budget and what you can afford. We give you five steps to creating a budget that is realistic and effective to get to you where you want to go.
1. What is your income?
Begin by working out what your yearly net income is
B Corp certification provides a globally recognised standard for sustainable businesses demonstrating that they use the power of business and profit to solve social and environmental problems. B Corps are certified by the not-for-profit organisation B Lab and are required to meet rigorous measures of social and environmental performace, accountability and transparency through:Building a
We support communities across the globe with your help.
One of Circle’s objectives is to make a social impact through the provision of banking services. We have entered into a relationship with Good Return, an international development agency who work to deliver economic and social development programs for the financially and socially excluded.
Good Return’s program provides a hand up rather