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Home Buyers Blueprint

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What is a Social Enterprise Bank?

Social enterprises are businesses that trade to intentionally tackle social problems, improve communities, provide people access to employment and training, or help the environment.

The enterprise has a defined primary social purpose, environmental or other public benefit

The enterprise derives a substantial portion of its income from trade.

The enterprise reinvests 50% or more of annual profits towards achieving the social purpose.


To make a positive impact on members by providing programs and services to assist them meeting their financial, economic and social needs;

To promote, encourage and bring about human and social development among individual members and within the larger community within which members work and live;

To further the interests of members and the communities within which they work and live;

To promote co-operative and social enterprise and programs that bring about positive social and environmental change.

How do we achieve this?

All savings and Loan Accounts opened after 1/7/18 earn a Social Reward. We calculate the average monthly balances held in those accounts which accrue to the Do Good Community Fund.  To deliver on Circle’s purpose – Social, Environmental and Economic benefits to members and their communities we allocate community contributions with a focus on Financial Literacy, Health, Employment and Youth Opportunities.

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