Interest Rates

Local and worldwide transaction account.

 

SuperS  Savings Accounts interest rates:

$0 to $500	Nil
$501 to $25,000	Nil
Above $25,000	Nil

 

Interest is calculated on the daily balance and paid on 30th June.

 

High interest earning cash management account.
24 hours written notice of withdrawal. Minimum balance $2,000.
Interest rates reviewed monthly.

 

S4  Savings Accounts interest rates:

$2,000 to $9,999.99	0.10% p.a.
$10,000 to $24,999.99	0.15% p.a.
$25,000 to $49,999.99	0.20% p.a.
$50,000 to $99,999.99	0.40% p.a.
$100,000 plus	0.65% p.a.

 

Interest  calculated on the daily balance and paid on the last day of each month

 

Simple no-fuss savings accounts.
Choose a name for your special purpose savings account

S1 & S3 interest rates:

$0 to $500	Nil
$501 to $25,000	Nil
Above $25,000	Nil

 

Interest calculated on the daily balance and paid on the 30 June.

 

Bill paying account with cheque book.

 

S5  Savings Accounts interest rates:

$0 to $500	Nil
$501 to $25,000	Nil
Above $25,000	Nil

 

Interest is calculated on the daily balance and paid on 30th June.

 

Minimum $2,000

1.50% p.a.

 

Spread the cost of Christmas over the year.

 

No minimum

1.00% p.a.

 

Fixed from 1 January to 31st October.
On-call access during November and December.
Interest calculated on the daily balance and paid on the 31st October.

 

High interest earning at-call savings account.

 

• Family members receiving a government pension or allowance are welcome to apply;
• Pension can be paid directly into account;
• No card fee for members 65 years of age or over. 

 

Applicants must be receiving a government pension or allowance.

 

S10 interest rates:

$0 to $500	0.50% p.a
$501 to $48,000	1.00% p.a
Above $48,000	2.10% p.a

 

Interest calculated on the daily balance and paid on the last day of each month. 

Interest is calculated on that portion of the balance that sits within each tier.

 

4.99% p.a.

5.05% p.a. (Comparison Rate)*

 

New Home Loans from 23/2/18

>$250,000 - 3.99%

4.05% (Compairson Rate)

*Comparison Rate based on $150,000 loan over 25 years. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

 

ROA	Fixed rates change weekly, please contact our office for a current rate.

 

(Max 5 years, then reverts to P&I payments)

 

5.35% pa

5.41%p.a. (Comparison Rate)*

 

*Comparison Rate based on $150,000 loan over 25 years. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

 

Term (Months)	Interest Paid	$1000 - $4,999	$5,000 - $250,000	Over $250,000
1	Maturity	0.55%	1.30%	ROA
2	Maturity	0.55%	1.80%	ROA
3	Maturity	0.55%	2.05%	ROA
4	Maturity	0.80%	1.60%	ROA
5	Maturity	0.80%	1.60%	ROA
6	Maturity	1.05%	2.15%	ROA
6	Quarterly	1.05%	2.10%	ROA
6	Monthly	1.05%	2.10%	ROA
7	Maturity	1.05%	1.60%	ROA
8	Maturity	1.05%	1.60%	ROA
9	Maturity	1.05%	2.25%	ROA
10	Maturity	1.05%	1.60%	ROA
11	Maturity	1.05%	1.60%	ROA
12	Maturity	1.30%	2.35%	ROA
	Half Year	1.30%	2.30%	ROA
	Quarterly	1.30%	2.30%	ROA
	Monthly	1.30%	2.30%	ROA
15	Maturity	1.30%	2.05%	ROA
24	Maturity	1.55%	2.65%	ROA
	Yearly	1.55%	2.60%	ROA
	Half Year	1.55%	2.60%	ROA
	Quarterly	1.55%	2.60%	ROA
	Monthly	1.55%	2.60%	ROA
36	Yearly	1.55%	2.65%	ROA
	Half Year	1.55%	2.60%	ROA
	Quarterly	1.55%	2.60%	ROA
	Monthly	1.55%	2.60%	ROA
48	Yearly	1.55%	2.70%	ROA
	Half Year	1.55%	2.65%	ROA
	Quarterly	1.55%	2.65%	ROA
	Monthly	1.55%	2.65%	ROA
60	Yearly	1.55%	2.75%	ROA
	Half Year	1.55%	2.70%	ROA
	Quarterly	1.55%	2.70%	ROA
	Monthly	1.55%	2.70%	ROA

ROA - Rate On Application

 

High interest earning savings account.

 

S8 interest rates:

$1,000 to $25,000	0.90% p.a.
$25,001 to $100,000	1.30% p.a.
$100,001 to $150,000	1.45% p.a.
$150,001 plus	Rate on application

 

Pro-rata interest for initial deposit then calculated on the daily balance and paid on the last day of each month.

 

7.90% p.a.

8.15% p.a.  (Comparison Rate)*

 

*Comparison Rate calculated based on borrowing $30,000 over 5 years. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

 

12.90% p.a.

13.96% p.a. (Comparison Rate)*

 

*Comparison Rate calculated based on borrowing $10,000 over 3 years. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

 

6.90% p.a.

7.15% p.a.

 

*Comparison Rate calculated based on borrowing $30,000 over 5 years.  Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

 

14.50% p.a.

No Comparison Rate

 

12.20% p.a.

No Comparison Rate

 

14.50% p.a.

No Comparison Rate