Circle Alliance Bank

Every Friday the staff at Deer Park office go “casual for a cause” where they can wear casual clothes to work upon a gold coin donation. At the end of each month the total amount collected is matched by CIRCLE and a staff member’s favourite charity is selected as the beneficiary. The following charities have received support from this initiative; Kidney Health Australia, Good Friday Appeal, Parkinson’s Australia, Asthma Foundation, Jeans 4 Genes, Salvos and MND Victoria

Circle Mutual Limited has become the 145th organization in Australia and New Zealand to receive B Corporation certification. B Corporation certification provides a globally recognized standard for sustainable businesses demonstrating that they use the power of business and profit to solve social and environmental problems. Being a B Corporation gives certification to our business model and provides an easily recognizable way of proving that we are a social business, not just a financial

CIRCLE CEO completes 2016 Kidney Kar Rally

CIRCLE’s CEO, Andy Smith and his son in law Oden Hickey completed the 2016 Kidney Kar Rally travelling over 6,000 kilometers (including to and from Geelong) in 10 days to raise funds for kids with kidney disease.

They raised over $20,000 due to fantastic support from family, friends and work colleagues. There were 47 entrants in the rally and the total of over $500,000 in fundraising will enable kids with kidney disease the opportunity to go on a camp and mix with other kids with similar

Very few people realise that more Australians die with kidney related disease than from breast cancer, prostate cancer and even road traffic accidents.  Living with kidney disease can be extremely challenging.  Dialysis often requires 3 days a week for up to 5 hours at a time to stay healthy. For a child with a kidney disease this can be a very isolating experience when they should be outside, having fun, and doing things that other children enjoy. That’s why the Kidney Kar Rally was

1. You have a steady flow of income, and you know how much you earn. Living within your means is a critical party of staying in the black and growing your wealth. 2. You know how much you spend Once you know how much you earn and how much you spend, simple mathematics will reveal what you can afford 3. You can pay your bills each month You can afford housing and utilities and other important needs every month without going into debt 4. You can buy things you want. Not having to worry about

Scammers purporting to be from your bank can be convincing, but there are some of the things your bank will never ask you. Their tricks normally involve pretending to be your bank, whether on the phone or via email.  After convincing you that they are genuine, they ask you to carry out various plausible-sounding actions that will result in your account being hacked.

1. Call or email to ask you for your pin or any online banking passwords If your bank does contact you, perhaps to check

CIRCLE Mutual Limited (CIRCLE or Company) advises that the Australian Securities and Investments Commission (ASIC) have consented to the resignation of the Company’s auditors, Grant Thornton Audit Pty Ltd, effective from the date of this notice. In accordance with ASIC Regulatory Guide 26, paragraphs RG 26.59-RG26.61, the Company provides the following information:

The outgoing auditor is:     Grant Thornton Audit Pty Ltd Level 17, 383 Kent Street Sydney &nbsp

Buying a car for the first time?

The car-buying process is never filled with so much uncertainty as the first time. Whether you just landed your P plates, or are outside of the first-time car buyer prototype, buying your first car isn’t easy. To make life easier, we’ve put together 6 essential tips to help you buy your first car. Find out what you need to know about purchasing a new car or a used car, car insurance and your car finance options.

Tip One:  Assess your needs.


With the redraw facility available on Circles’s Auto Loan you can redraw you advance payments to cover registration, insurance, tyres and maintenance on your car. Simply increase your monthly repayment and the excess you build up is available for redraw. For a competitive auto loan with easy application and fast approval contact us today.

We all think we can easily spot a scam and will not fall victim to fraudsters, but it can happen to anyone. To keep you informed, we have provided information on some of the most common types of frauds and scams that you will encounter, together with practical tips on how to protect your identity, accounts and funds from fraudsters. After all – prevention is better than a cure. Click here for more information.

You’ve heard it before, that buying property is quite possibly the largest single investment you will make in your life.  And for most of us, this statement is true.  So if you are going to commit yourself to years of paying off a home loan and have been looking to buy in the Deer Park, Caroline Springs area, you will want to ensure you are buying the right property to suit your budget, your lifestyle and your foreseeable future needs. 

Property investors must also choose

The internet has increasingly become part of our daily life. It provides a way for us to socialise, shop, transact and do business, which means we are sharing more and more personal and financial information online. In doing so we potentially expose ourselves to number of online risks which we need to be aware of and properly manage.

That is why it is important that we better understand how to stay safe and secure on the internet. Under the Australian Government's Cyber Security Program a

With scam emails becoming more prevalent and increasingly believable it is no surprise that more people are falling victim to cunning scammers. A common goal for many scammers is relieving you of your money and research shows those who have fallen for a scam in the past are likely to be targeted again. Often a first warning sign can be the random nature in which you are approached. Email scams will often come from a person or company you don’t know offering you quick rewards or