Target Market Determinations
Delivering better customer outcomes
We are required to make Target Market Determinations available under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act (Cth) 2019.
This is to ensure that the right products end up in the hands of the right customer by focusing on our customers in the design and distribution of our financial products.
What is a Target Market Determination (TMD)?
The purpose of a TMD is to describe:
- the persons for which the product has been designed,
- the conditions on the product’s distribution,
- when this TMD will be reviewed, and
- recording keeping and reporting obligations of distributors.
Please note a TMD is not intended to provide financial advice. When making a decision about a product always make sure you refer to the Terms and Conditions and any supplementary document(s). These will outline the relevant terms and conditions being provided under that product.
- Credit Card
- Offset
- Term Deposit
- Business Saver
- Everyday Business
- Bridging Loan
- Home Equity Loan
- Owner Occupied Home Loan Interest Only Fixed Rate
- Owner Occupied Home Loan Interest Only Variable Rate
- Owner Occupied Home Loan Principal & Interest Fixed Rate
- Owner Occupied Home Loan Principal & Interest Variable Rate
- Residential Investment Home Loan Interest Only Fixed Rate
- Residential Investment Home Loan Interest Only Variable Rate
- Residential Investment Home Loan Principal & Interest Fixed Rate
- Residential Investment Home Loan Principal & Interest Variable Rate
- Secured Personal Loan Variable Rate
- Unsecured Personal Loan Variable Rate
- Christmas Club
- High Interest Saver
- Online Saver
- Youth Account
- Bill Paying Account
- Concession Account
- General Transaction Account
- Pensioner Account
- Retirement Account
- Flex Account
- Money Management Account
- Home And Contents Insurance
- Motor Vehicle Insurance
- Landlords Insurance
- Caravan Insurance
- Boat Insurance
- Travel Insurance